Ocean Home Loans - Recent Posts - page 6

10 Tips for Paying off your Home Loan sooner

Wondering how to pay off your mortgage sooner? We look at some things you could do. Australian home loan interest rates remain at historic lows, and the opportunities for paying off a mortgage early ...

No Movement on Interest Rates this month

The Reserve Bank of Australia (RBA) has met today to decide its September monetary policy decision in what is governor Glen Stevens’ last rate day. Following the decision to cut interest rates to a r...

How to win Home Loan approval

Banks are tightening their lending criteria, which means it has become more important than ever to understand how to boost your chances of getting your home loan approved. As your mortgage broker it ...

Types of Home Loans 101

There are a range of home loans available in Australia, so it can be hard to understand their features and whether they are right for you. This guide explains all you need to know. Variable loans Var...

Finding a home loan when you’re self-employed

There are many perks to working for yourself, but when it comes to applying for a home loan, it seems being your own boss sends up a red flag to banks and other lenders. Why? A salaried employee has ...

6 Tips for Wealth Creation

Whether you dream of being a millionaire or just wish you had more money, there are actions you can take to set you on the path to wealth creation, here are the top tips most commonly recommended by ...

Another record low as interest rates fall to 1.50%

In the lead-up to the Rio Olympics, a new Australian record has already been shattered, with the RBA once again cutting official interest rates from the historic low of 1.75% to an all-time low of ju...

The Ultimate Guide to Home Loan Pre-Approval

When it comes to shopping for a property, a home loan pre-approval can give you the winning edge. It shows real estate agents that you are serious about buying a home and it places you in a good posi...

How a Guarantor Home Loan can help you enter the Property Market

Struggling to save enough to buy a property? You may want to ask your family if they can provide a helping hand in the form of a family guarantee loan. This is when the equity in a family member’s ho...

No Movement as Interest Rates Stay on Hold at 1.75%

While the country is still distracted by uncertain election results, the RBA has voted for consistency, keeping the official interest rates on hold at the all-time low of 1.75%. RBA Comfortable with ...