Ocean Home Loans - Recent Posts - page 5

6 Winning Strategies for a Property Auction

A Property auction can be very competitive and stressful for most bidders. Here are six smart strategies that could improve your chances of winning. Don’t show your hand Revealing your maximum bid li...

The RBA rings in 2017 with no changes to Interest Rates

New year, new you? Well, certainly not new interest rates – the first Reserve Bank meeting for 2017 saw a resounding ‘hold’, with rates remaining at the record low of 1.5%, as predicted by all 14 eco...

Why Location is Crucial when Buying an Investment Property

The first thing most of us look at when selecting an investment property is its location. If the property itself isn’t quite right, you can always renovate, but it’s not as easy to move a house to a ...

Which Self-Employed Home Loan to choose

You’re self-employed and you need a home loan. Should you take out a low doc loan or would a traditional loan be a better choice? The answer depends on your individual situation. Both options have pr...

6 Home Loan Features You Need to Know

You wouldn’t buy a car without considering features like parking sensors, cruise control and Bluetooth, just as you wouldn’t choose a home loan without taking into account its features. The trick is ...

Final RBA Meeting of the Year Keeps Interest Rates on Hold

The Reserve Bank of Australia (RBA) has met today for the last time in 2016 to decide its final monetary policy decision of the year. Their meeting has seen the board provide mortgage holders an earl...

Melbourne Cup interest rates decision – on hold at 1.5%

The Reserve Bank of Australia (RBA) has met today to decide upon the November monetary policy, and although The Melbourne Cup and RBA rate movements have been closely linked in recent years the board...

Is it a good idea to manage your own investment property

There are advantages and disadvantages to managing your own investment property, let’s look at why you may want to do it yourself and why you might hire a professional. Buying an investment is a majo...

Another month with no movement in Interest Rates

The Reserve Bank of Australia (RBA) has met today to decide its October monetary policy decision in what is governor Phillip Lowe’s first-rate day. Following the decision to cut interest rates to a r...

Five things to consider when interest rates are low

Favourable interest rates are a borrower’s best friend, but should you lock in a low rate or go with a variable rate? Here are five things to consider. How low can interest rates go? With rates at hi...