Atelier Wealth - Products

If you’re considering a new vehicle purchase or looking to fund commercial equipment, Atelier has a range of highly competitive products available. With the same care and attention to detail as our private mortgage clients, we will assist you in selecting the right product for your business. Of course, we also understand the differing context of business finance and commercial operations – director Aaron Christie-David holds BCom (UNSW) & Marketing (UNSW) qualifications and has a career spanning corporate, franchise and owner-director spheres. This background enables us to quickly get up to speed with your operating context and finance needs, and to put forward finance options which best align with your goals.

In business, as they say, ‘cash is king’. Structuring the right finance product to ensure the correct fit for your business is highly important, as it can have a significant impact on your operations. With career experience in corporate roles and small business, you can trust that we will quickly develop an understanding of your context and business needs. We are here to both provide you with the options and to help you make an informed decision about the right product for you. Our commercial finance products are as competitive as our home loan products, and are sourced through a wide variety of lenders.

While there may be similarities, everyone we meet has different goals. Rather than trying to fit our clients into products, we invest the time to understand their goals and then locate tailored methods of helping them achieve those aspirations. It sounds simple, but actively listening – rather than talking to you about products – is one of the many things that sets us apart. Those who can, do. Atelier believes investing in property can lead to wealth creation and will guide you through a process of articulating your goals. We understand the market and the personal commitments required to grow a property portfolio. Bank’s aren’t set up to help you build an investment property portfolio – their measure is ‘products per customer’ to make it harder for you to leave. Sometimes it takes moving your finances to another institution based on more flexible credit policy or a sharper interest rate to enable you to build your property portfolio. Easily said, but living this promise takes commitment. Atelier is proactive about client relationships. We don’t believe in waiting for you to call us based on an interest rate movement. We will speak with you regularly to ensure you’re on track and maintaining the most tax effective structure for your circumstances (with our accountant partners), and are aware of holding costs so you’re making educated buying and selling decisions. Of course, we will also help you quickly adjust or refinance when your situation changes.

It makes good financial sense to regularly review your home loan, whether it be to reduce your interest rate or the fees you pay. Having wide access to over 20 lenders ensures we can help you review your options such as fixed/variable repayments, consolidating personal debt, or accessing equity for renovations. We are available as your personal ‘mortgage concierge’, taking the time to listen and understand, and walking you through the whole process with as much guidance as you need. If you appreciate having the attention of someone who is personally committed to achieving the best outcome for you, then you’ll appreciate the type of service Atelier is founded upon. Mortgages are an interesting game… banks and lenders have a product they wish to sell, yet the customer experience is one of being ‘measured up’ before they are declared worthy. This can be intimidating. With Atelier working for you, we take the stress of the home loan process away – you’ll exchange call centres and impersonal bank service for your own mortgage concierge who gets behind your application and represents you to the lenders.

There are over 400 hundreds of mortgage products in the Australian market and with constant changes to lending policies and interest rates, it’s worth having a professional who can review your options for you. We keep abreast of what is currently available so we can help you select the mortgage which is tailored to you – from a list of over 20 lenders. Many first home buyer clients experience stress and confusion when browsing through bank and lender websites, trying to compare products. By contrast, Atelier offers a guiding hand – we will walk you through the various options from our network of lenders so you understand how the different mortgage features work. With Atelier working for you, we take the stress of the home loan process away – you’ll exchange call centres and impersonal bank service for your own mortgage concierge who gets behind your application and represents you to the lenders. We’ll continue to be here well after your home loan has settled.